- Indicative mid
- 1 XRP ≈ 0.002635 XMR (not a swap quote)
- XRP ≈ USD
- $1.38
- Typical time
- 20–35 min Standard
- You send
- XRP on XRP Ledger
- You receive
- Monero (XMR)
XRP to Monero: XRP Ledger in, private XMR out. No KYC. XRP settles fast; Monero payout waits on confirmations (~20 min).
Typical Standard time is about 20–35 minutes. Include XRP destination tag on deposit if required. XMR receive at 4… / 8….
Strong privacy upgrade versus holding XRP — XMR receive is default-private.
0.5% Standard / 1% Private Swap plus XRP and XMR fees.
From your XRP wallet
Send XRP from any wallet you control — Xaman (XUMM), Ledger, Trust Wallet or another self-custody wallet. You never connect a wallet to Swap.bz: the widget gives you a one-time deposit address and you send XRP to it like a normal transfer. Network: XRP Ledger. Receiving in your own wallet needs no destination tag. If you receive on an exchange instead, the exchange requires its tag — see the XRP destination tag guide.
Receiving Monero: address and network
Paste a XMR address from a wallet you control (Cake Wallet, Feather, Monero GUI…). Payout network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes). Set the refund address at the same time: it must be a XRP address, on the network you send from.
FAQ
XRP to XMR
How do I swap XRP to XMR without KYC?
Open /swap/xrp-to-xmr, include XRP tag if needed, paste XMR address, send XRP to deposit. No KYC.
What is the fee to exchange XRP to XMR?
0.5% Standard or 1% Private Swap, plus XRP and Monero fees.
How long does a XRP to XMR swap take?
Typically 20–35 minutes.
Is swapping XRP to XMR on Swap.bz custodial?
No. XRP to one-time deposit, XMR to your wallet.
Better than XRP→BTC→XMR?
One less hop and no transparent BTC middle if this direct pair is quoted.
Exchange XRP send?
Ensure withdrawal tag matches what you enter in the order.
Can I swap XRP to XMR from Xaman (XUMM)?
Yes. Take the quote on Swap.bz, then send XRP from Xaman (XUMM) (or any other XRP wallet) to the deposit address shown. No wallet connection, no account. XMR arrives at the address you pasted.
Which network do I use to receive XMR?
Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
Continue