- Indicative mid
- 1 XRP ≈ 0.002072 XMR (not a swap quote)
- XRP ≈ USD
- $1.31
- Timing
- See the estimate and progress on your order
- You send
- XRP on XRP Ledger
- You receive
- Monero (XMR)
XRP to Monero: XRP Ledger in, private XMR out. No account required. The order tracks your XRP deposit and XMR payout. Your Monero wallet may need further confirmations before the funds are spendable.
Track the XRP deposit and XMR payout on your order page. Include XRP destination tag on deposit if required. XMR receive at 4… / 8….
Strong privacy upgrade versus holding XRP — XMR receive is default-private.
0.5% Standard / 1% Private Swap plus XRP and XMR fees.
From your XRP wallet
Send XRP from a wallet you control, such as Xaman (XUMM), Ledger, Trust Wallet. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: XRP Ledger. Receiving in your own wallet needs no destination tag. If you receive on an exchange instead, the exchange requires its tag — see the XRP destination tag guide.
Receiving Monero: address and network
Paste a XMR address from a wallet you control (Cake Wallet, Feather, Monero GUI…). Payout network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes). Set the refund address at the same time: it must be a XRP address, on the network you send from.
FAQ
XRP to XMR
How do I swap XRP to XMR without KYC?
Open /swap/xrp-to-xmr, include XRP tag if needed, paste XMR address, send XRP to deposit. No account required.
What is the fee to exchange XRP to XMR?
0.5% Standard or 1% Private Swap, plus XRP and Monero fees.
How long does a XRP to XMR swap take?
The order page tracks your XRP deposit, provider processing and XMR payout. Check the estimate for your selected route. Received XMR may need further confirmations before it is spendable in your wallet.
Is swapping XRP to XMR on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your XRP deposit and sends XMR to your receiving address.
Better than XRP→BTC→XMR?
One less hop and no transparent BTC middle if this direct pair is quoted.
Exchange XRP send?
Ensure withdrawal tag matches what you enter in the order.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap XRP to XMR from Xaman (XUMM)?
Yes, if the wallet supports the selected XRP network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive XMR?
Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
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