- Indicative mid
- 1 USDC ≈ 0.001579 XMR (not a swap quote)
- USDC ≈ USD
- $0.999471
- Timing
- Depends on the source network and provider
- You send
- USDC on selected network
- You receive
- Monero (XMR) to a native XMR address
Swap USDC for native Monero without creating an account. Select the USDC network you hold, request a quote and enter your Monero receiving address. Available routes and deposit limits are shown when you quote your amount.
How to swap: select USDC network carefully, paste your Monero address (4…/8…), confirm the quote, send USDC to the deposit address. Wrong USDC chain = risk of loss.
Completion depends on source network confirmations, provider processing and the Monero payout. A Monero wallet may show incoming funds before they are spendable. That unlock period is separate from completion of the swap.
0.5% Standard / 1% Private Swap plus USDC and XMR fees. Prefer a self-custodial XMR wallet. Reverse cash-out: XMR→USDT or XMR→BTC.
From your USD Coin wallet
Send USDC from a wallet you control, such as MetaMask (Ethereum, Base), Phantom (Solana), Coinbase Wallet. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: several — the widget shows which one. USDC on Base, Ethereum, Solana, Polygon and Arbitrum are different networks with the same name. Check the network in the widget: Base USDC sent to an Ethereum deposit is the classic mistake.
Receiving Monero: address and network
Paste a XMR address from a wallet you control (Cake Wallet, Feather, Monero GUI…). Payout network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes). Set the refund address at the same time: it must be a USDC address, on the network you send from.
FAQ
USDC to XMR
How do I swap USDC to XMR without KYC?
Select the USDC network that matches your wallet, enter your amount and Monero address, then review the quote. Send USDC using the exact network and deposit instructions shown in your order.
What is the fee to exchange USDC to XMR?
0.5% Standard or 1% Private Swap, plus USDC chain fees and Monero network fees.
How long does a USDC to XMR swap take?
There is no measured average for this pair yet. Track the source deposit and Monero payout on the order page. Your wallet may require additional confirmations before the XMR is spendable.
Is swapping USDC to XMR on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your USDC deposit and sends XMR to your receiving address.
USDC on Base to XMR?
Select USDC on Base and request a quote for XMR. If a route is available, enter your Monero receiving address and keep enough ETH on Base to send the USDC deposit.
Can exchanges receive the XMR?
Only if they still accept Monero. Prefer Feather/Cake or official wallets. Verify deposit asset before swapping.
USDC to XMR vs BTC to XMR?
USDC→XMR starts from a stable (less BTC volatility on the send). BTC→XMR is the classic privacy exit from Bitcoin. Pick based on what you hold.
Is the USDC deposit private?
No. USDC on public chains is transparent. Privacy starts when you receive XMR. That is the point of this pair.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap USDC to XMR from MetaMask (Ethereum, Base)?
Yes, if the wallet supports the selected USDC network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive XMR?
Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
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