- Indicative mid
- 1 XMR ≈ 520.8008 USDT (not a swap quote)
- XMR ≈ USD
- $520.58
- Typical time
- 25–40 min Standard (Monero confirmations first)
- You send
- Monero (XMR)
- You receive
- USDT on the network you select
Monero to USDT is the stable cash-out from a private hold: XMR in, Tether out on the network you select. No KYC on Swap.bz. Useful when you want spendable stables without first going through Bitcoin’s transparent ledger.
Monero confirmations set the wait (~10 confirmations, often around 20 minutes). USDT payout is then a token transfer on your chosen chain — seconds on Solana or Tron, longer on Ethereum if gas is high. Typical Standard time is about 25–40 minutes.
Pick the USDT network before you send XMR. ERC-20 for Ethereum apps, TRC-20 for cheap transfers, Solana USDT for SOL wallets. A Tron address will not collect ERC-20 USDT. The Monero send address must be a native XMR address (4… / 8…).
0.5% Standard / 1% Private Swap plus XMR and USDT-chain fees. Buying Monero with stables: USDT→XMR. For Bitcoin instead of Tether: XMR→BTC.
From your Monero wallet
Send XMR from any wallet you control — Cake Wallet, Feather, Monero GUI or another self-custody wallet. You never connect a wallet to Swap.bz: the widget gives you a one-time deposit address and you send XMR to it like a normal transfer. Network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
Receiving Tether: address and network
Paste a USDT address from a wallet you control (MetaMask (ERC-20), TronLink (TRC-20), Phantom (Solana), Trust Wallet…). Payout network: several — the widget shows which one. USDT exists on Ethereum (ERC-20), Tron (TRC-20), BNB Chain, Solana and more. The network selected in the widget is the one used for the deposit and the payout; USDT on another network is a different token. Set the refund address at the same time: it must be a XMR address, on the network you send from.
FAQ
XMR to USDT
How do I swap XMR to USDT without KYC?
Open /swap/xmr-to-usdt, choose the USDT network, paste the matching address, send XMR to the deposit address. No KYC.
What is the fee to exchange XMR to USDT?
0.5% Standard or 1% Private Swap, plus Monero and USDT-chain network fees.
How long does a XMR to USDT swap take?
Typically 25–40 minutes. Monero confirmations first; USDT credit is usually quick on fast chains.
Is swapping XMR to USDT on Swap.bz custodial?
No. XMR to a one-time address, USDT to your wallet on the selected network.
Is the USDT payout linkable to my Monero?
Swap.bz does not publish your XMR graph. The USDT leg is a normal token transfer on a transparent chain — treat the receive address accordingly if you care about privacy after the swap.
USDT or USDC from Monero?
This page pays USDT. For USD Coin, check if USDC is offered on your route or swap USDT→USDC after payout on the same network.
Can I swap XMR to USDT from Cake Wallet?
Yes. Take the quote on Swap.bz, then send XMR from Cake Wallet (or any other Monero wallet) to the deposit address shown. No wallet connection, no account. USDT arrives at the address you pasted.
Which network do I use to receive USDT?
several — the widget shows which one. USDT exists on Ethereum (ERC-20), Tron (TRC-20), BNB Chain, Solana and more. The network selected in the widget is the one used for the deposit and the payout; USDT on another network is a different token.
Continue