- Indicative mid
- 1 XMR ≈ 639.846 USDT (not a swap quote)
- XMR ≈ USD
- $639.37
- Timing
- See the estimate and progress on your order
- You send
- Monero (XMR)
- You receive
- USDT on the network you select
Monero to USDT is the stable cash-out from a private hold: XMR in, Tether out on the network you select. No account required on Swap.bz. Useful when you want spendable stables without first going through Bitcoin’s transparent ledger.
The provider waits for the required Monero deposit confirmations, processes the exchange and sends USDT on your chosen network. Track these stages on the order page.
Pick the USDT network before you send XMR. ERC-20 for Ethereum apps, TRC-20 for cheap transfers, Solana USDT for SOL wallets. A Tron address will not collect ERC-20 USDT. The Monero send address must be a native XMR address (4… / 8…).
0.5% Standard / 1% Private Swap plus XMR and USDT-chain fees. Buying Monero with stables: USDT→XMR. For Bitcoin instead of Tether: XMR→BTC.
From your Monero wallet
Send XMR from a wallet you control, such as Cake Wallet, Feather, Monero GUI. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
Receiving Tether: address and network
Paste a USDT address from a wallet you control (MetaMask (ERC-20), TronLink (TRC-20), Phantom (Solana), Trust Wallet…). Payout network: several — the widget shows which one. USDT exists on Ethereum (ERC-20), Tron (TRC-20), BNB Chain, Solana and more. The network selected in the widget is the one used for the deposit and the payout; USDT on another network is a different token. Set the refund address at the same time: it must be a XMR address, on the network you send from.
FAQ
XMR to USDT
How do I swap XMR to USDT without KYC?
Open /swap/xmr-to-usdt, choose the USDT network, paste the matching address, send XMR to the deposit address. No account required.
What is the fee to exchange XMR to USDT?
0.5% Standard or 1% Private Swap, plus Monero and USDT-chain network fees.
How long does a XMR to USDT swap take?
The order page tracks your XMR deposit, provider processing and USDT payout. Check the estimate for your selected route.
Is swapping XMR to USDT on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your XMR deposit and sends USDT to your receiving address.
Is the USDT payout linkable to my Monero?
Swap.bz does not publish your XMR graph. The USDT leg is a normal token transfer on a transparent chain — treat the receive address accordingly if you care about privacy after the swap.
USDT or USDC from Monero?
This page pays USDT. For USD Coin, check if USDC is offered on your route or swap USDT→USDC after payout on the same network.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap XMR to USDT from Cake Wallet?
Yes, if the wallet supports the selected XMR network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive USDT?
several — the widget shows which one. USDT exists on Ethereum (ERC-20), Tron (TRC-20), BNB Chain, Solana and more. The network selected in the widget is the one used for the deposit and the payout; USDT on another network is a different token.
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