- Indicative mid
- 1 USDT ≈ 0.001839 XMR (not a swap quote)
- USDT ≈ USD
- $0.999606
- Typical time
- 20–35 min Standard
- You send
- USDT on the network you select
- You receive
- Monero (XMR)
Buy Monero with Tether: USDT in, native XMR out. No KYC. Send USDT on the network you hold — ERC-20, TRC-20, Solana, BNB Chain, and others appear in the widget. Wrong network on the deposit can permanently lose funds.
Fast USDT chains (Tron, Solana) credit quickly; Ethereum USDT waits on gas. Monero payout still needs ~10 confirmations (~20 minutes). Typical Standard time is about 20–35 minutes from a fast USDT chain.
Your receive address must be Monero (4… / 8…), not 0x and not a Bitcoin address. Subaddresses from Cake Wallet or Feather work when the wallet shows them as valid XMR receive addresses.
0.5% Standard / 1% Private Swap plus USDT-chain and XMR fees. Selling Monero for stables: XMR→USDT. From Bitcoin: BTC→XMR.
From your Tether wallet
Send USDT from any wallet you control — MetaMask (ERC-20), TronLink (TRC-20), Phantom (Solana), Trust Wallet or another self-custody wallet. You never connect a wallet to Swap.bz: the widget gives you a one-time deposit address and you send USDT to it like a normal transfer. Network: several — the widget shows which one. USDT exists on Ethereum (ERC-20), Tron (TRC-20), BNB Chain, Solana and more. The network selected in the widget is the one used for the deposit and the payout; USDT on another network is a different token.
Receiving Monero: address and network
Paste a XMR address from a wallet you control (Cake Wallet, Feather, Monero GUI…). Payout network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes). Set the refund address at the same time: it must be a USDT address, on the network you send from.
FAQ
USDT to XMR
How do I swap USDT to XMR without KYC?
Open /swap/usdt-to-xmr, select your USDT network, paste your XMR address, send USDT to the deposit address for that network.
What is the fee to exchange USDT to XMR?
0.5% Standard or 1% Private Swap, plus USDT-chain fees and Monero network fees.
How long does a USDT to XMR swap take?
Often 20–35 minutes. Fast USDT send plus Monero confirmation window on payout.
Is swapping USDT to XMR on Swap.bz custodial?
No. USDT to a one-time deposit, XMR to your Monero wallet.
Can I use TRC-20 USDT to buy XMR?
Yes if Tron is selected in the widget and you send TRC-20 USDT to the deposit address shown. Your receive field must still be a Monero address.
Is this the same as Private Swap?
No. This is a direct USDT→XMR quoted swap. Private Swap is an optional multi-hop mode (1%) on other routes to break wallet links. Both can coexist in your workflow.
Can I swap USDT to XMR from MetaMask (ERC-20)?
Yes. Take the quote on Swap.bz, then send USDT from MetaMask (ERC-20) (or any other Tether wallet) to the deposit address shown. No wallet connection, no account. XMR arrives at the address you pasted.
Which network do I use to receive XMR?
Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
Continue