- Indicative mid
- 1 USDT ≈ 0.001563 XMR (not a swap quote)
- USDT ≈ USD
- $0.999256
- Timing
- See the estimate and progress on your order
- You send
- USDT on the network you select
- You receive
- Monero (XMR)
Buy Monero with Tether: USDT in, native XMR out. No account required. Send USDT on the network you hold — ERC-20, TRC-20, Solana, BNB Chain, and others appear in the widget. Wrong network on the deposit can permanently lose funds.
The selected USDT network determines the deposit instructions and confirmations. After the exchange, XMR is sent to your Monero wallet. Received XMR may need further confirmations before it becomes spendable.
Your receive address must be Monero (4… / 8…), not 0x and not a Bitcoin address. Subaddresses from Cake Wallet or Feather work when the wallet shows them as valid XMR receive addresses.
0.5% Standard / 1% Private Swap plus USDT-chain and XMR fees. Selling Monero for stables: XMR→USDT. From Bitcoin: BTC→XMR.
From your Tether wallet
Send USDT from a wallet you control, such as MetaMask (ERC-20), TronLink (TRC-20), Phantom (Solana), Trust Wallet. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: several — the widget shows which one. USDT exists on Ethereum (ERC-20), Tron (TRC-20), BNB Chain, Solana and more. The network selected in the widget is the one used for the deposit and the payout; USDT on another network is a different token.
Receiving Monero: address and network
Paste a XMR address from a wallet you control (Cake Wallet, Feather, Monero GUI…). Payout network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes). Set the refund address at the same time: it must be a USDT address, on the network you send from.
FAQ
USDT to XMR
How do I swap USDT to XMR without KYC?
Open /swap/usdt-to-xmr, select your USDT network, paste your XMR address, send USDT to the deposit address for that network.
What is the fee to exchange USDT to XMR?
0.5% Standard or 1% Private Swap, plus USDT-chain fees and Monero network fees.
How long does a USDT to XMR swap take?
The order page tracks your USDT deposit, provider processing and XMR payout. Check the estimate for your selected route. Received XMR may need further confirmations before it is spendable in your wallet.
Is swapping USDT to XMR on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your USDT deposit and sends XMR to your receiving address.
Can I use TRC-20 USDT to buy XMR?
Yes if Tron is selected in the widget and you send TRC-20 USDT to the deposit address shown. Your receive field must still be a Monero address.
Is this the same as Private Swap?
No. This is a direct USDT→XMR quoted swap. Private Swap is an optional multi-hop mode (1%) on other routes to break wallet links. Both can coexist in your workflow.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap USDT to XMR from MetaMask (ERC-20)?
Yes, if the wallet supports the selected USDT network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive XMR?
Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
Continue