- Indicative mid
- 1 BTC ≈ 126.5118 XMR (not a swap quote)
- BTC ≈ USD
- $80,607
- Timing
- Depends on confirmations and provider processing
- You send
- Bitcoin (BTC) on Bitcoin L1
- You receive
- Monero (XMR) to a native XMR address
Swap Bitcoin for Monero without creating an account. Enter your BTC amount, review the quote and provide your Monero receiving address. You send native BTC and receive native XMR in your wallet. Availability and deposit conditions depend on the selected provider.
Completion depends on Bitcoin confirmations, provider processing and the Monero payout. The order page tracks progress. A payout can reach your Monero wallet before it becomes spendable; wallet unlock time is separate from swap completion. We do not have a measured average for this pair.
Use a native Monero address (commonly starting with 4 or 8). Do not paste a Bitcoin, Ethereum, or exchange-memo address in the XMR field. If your destination is a custodial account that still lists XMR, confirm they accept incoming Monero before you swap — many KYC exchanges delisted it.
Standard fee is 0.5% plus Bitcoin and Monero network fees. For the reverse cash-out (XMR→BTC), open the Monero to Bitcoin page. Same flow on the web widget or @SwapbzBot.
From your Bitcoin wallet
Send BTC from a wallet you control, such as Sparrow, Electrum, BlueWallet, Ledger or Trezor. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: Bitcoin (on-chain). Native BTC on the Bitcoin network only. Lightning invoices and wrapped bitcoin (WBTC, cbBTC, BTCB) are different assets.
Receiving Monero: address and network
Paste a XMR address from a wallet you control (Cake Wallet, Feather, Monero GUI…). Payout network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes). Set the refund address at the same time: it must be a BTC address, on the network you send from.
FAQ
BTC to XMR
How do I swap BTC to XMR without KYC?
Enter the BTC amount and your Monero receiving address. Review the quote, then send the requested BTC amount on the Bitcoin network to the deposit address shown. Keep the order ID until the payout arrives.
What is the fee to exchange BTC to XMR?
0.5% Standard or 1% Private Swap, plus Bitcoin miner fees on the send and Monero network fees on the payout. The quote shows the amount before you deposit.
How long does a BTC to XMR swap take?
There is no measured average for this pair yet. Bitcoin confirmations, provider processing and payout affect completion. Check the order page for progress; your Monero wallet may need additional confirmations before you can spend the payout.
Is swapping BTC to XMR on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your BTC deposit and sends XMR to your receiving address.
Do I need Private Swap to get private Monero?
No. Monero privacy features apply to XMR received through either route. Private Swap uses a different multi-hop route when available. It does not make the Bitcoin deposit invisible or guarantee that an exchange cannot be linked to other information.
Can I receive XMR in an exchange account?
Only if that platform still accepts Monero deposits — many do not. Prefer a self-custodial XMR wallet (Feather, Cake, official CLI/GUI). If you must use a custodial account, verify the deposit asset and any payment ID before swapping.
What does the BTC to XMR exchange rate mean?
It is how much Monero you receive for the Bitcoin amount you send at quote time. The live quote already includes the 0.5% Standard (or 1% Private) service fee; Bitcoin miner fees and Monero network fees are separate.
Is a BTC to XMR swap fully untraceable?
The Bitcoin deposit is visible on the BTC chain. After payout, Monero hides amounts and parties by design. That is why this pair is the main privacy route — not because Swap.bz erases the BTC send.
Is there a minimum amount for BTC to XMR?
Yes. Minimums are set in the live quote so Bitcoin and Monero network fees can be covered. They move with mempool and liquidity — check the widget before you deposit.
What if the BTC price moves during the swap?
The result depends on the selected provider and the conditions of your order. A quote shown before order creation is not a promise of a locked rate. Check the deposit amount and deadline on the order page; contact support if you miss them.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap BTC to XMR from Sparrow?
Yes, if the wallet supports the selected BTC network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive XMR?
Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
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