- Indicative mid
- 1 BTC ≈ 145.4625 XMR (not a swap quote)
- BTC ≈ USD
- $81,091
- Typical time
- 20–40 min Standard (BTC + XMR confirmations)
- You send
- Bitcoin (BTC) on Bitcoin L1
- You receive
- Monero (XMR) to a native XMR address
Bitcoin to Monero is the main privacy pair on Swap.bz: you leave a transparent ledger (BTC) and receive an asset whose amounts and addresses are hidden by default (XMR). No account, no KYC — send BTC to a one-time deposit address and receive XMR in your own wallet.
Timing is set by two slow chains, not by Solana-class settlement. Bitcoin usually needs at least one confirmation (~10 minutes in normal conditions). Monero payouts typically wait for about 10 confirmations (~20 minutes). A Standard BTC→XMR swap often completes in 20–40 minutes. Optional Private Swap (1%) adds multi-hop routing and usually takes 15–45 minutes; on this pair, Standard already gives you private XMR on the receive side.
Use a native Monero address (commonly starting with 4 or 8). Do not paste a Bitcoin, Ethereum, or exchange-memo address in the XMR field. If your destination is a custodial account that still lists XMR, confirm they accept incoming Monero before you swap — many KYC exchanges delisted it.
Standard fee is 0.5% plus Bitcoin and Monero network fees. For the reverse cash-out (XMR→BTC), open the Monero to Bitcoin page. Same flow on the web widget or @SwapbzBot.
From your Bitcoin wallet
Send BTC from any wallet you control — Sparrow, Electrum, BlueWallet, Ledger or Trezor or another self-custody wallet. You never connect a wallet to Swap.bz: the widget gives you a one-time deposit address and you send BTC to it like a normal transfer. Network: Bitcoin (on-chain). Native BTC on the Bitcoin network only. Lightning invoices and wrapped bitcoin (WBTC, cbBTC, BTCB) are different assets.
Receiving Monero: address and network
Paste a XMR address from a wallet you control (Cake Wallet, Feather, Monero GUI…). Payout network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes). Set the refund address at the same time: it must be a BTC address, on the network you send from.
FAQ
BTC to XMR
How do I swap BTC to XMR without KYC?
Open /swap/btc-to-xmr, enter the BTC amount and your Monero address, then send BTC to the deposit address shown. No ID or email is required.
What is the fee to exchange BTC to XMR?
0.5% Standard or 1% Private Swap, plus Bitcoin miner fees on the send and Monero network fees on the payout. The quote shows the amount before you deposit.
How long does a BTC to XMR swap take?
Plan for 20–40 minutes on Standard. Bitcoin confirmation (~10 min) plus Monero confirmations (~20 min) dominate. Fast chains like SOL are quicker; this pair is not.
Is swapping BTC to XMR on Swap.bz custodial?
No. You send BTC to a one-time address and receive XMR in a wallet you control. Swap.bz does not keep a BTC or XMR balance for you.
Do I need Private Swap to get private Monero?
No. Receiving XMR already hides amounts and addresses on the Monero chain. Private Swap (1%) adds extra hops before payout — useful if you also want to unlink the Bitcoin deposit more aggressively. Standard is enough for most BTC→XMR privacy use.
Can I send the XMR to Binance or Coinbase?
Only if that platform still accepts Monero deposits — many do not. Prefer a self-custodial XMR wallet (Feather, Cake, official CLI/GUI). If you must use a custodial account, verify the deposit asset and any payment ID before swapping.
What does the BTC to XMR exchange rate mean?
It is how much Monero you receive for the Bitcoin amount you send at quote time. The live quote already includes the 0.5% Standard (or 1% Private) service fee; Bitcoin miner fees and Monero network fees are separate.
Is a BTC to XMR swap fully untraceable?
The Bitcoin deposit is visible on the BTC chain. After payout, Monero hides amounts and parties by design. That is why this pair is the main privacy route — not because Swap.bz erases the BTC send.
Is there a minimum amount for BTC to XMR?
Yes. Minimums are set in the live quote so Bitcoin and Monero network fees can be covered. They move with mempool and liquidity — check the widget before you deposit.
What if the BTC price moves during the swap?
Standard quotes can move until you lock the order flow shown in the widget. After you send the exact deposit, the order page tracks confirmations and payout. Fixed-rate options appear in the quote when available for that route.
Can I swap BTC to XMR from Sparrow?
Yes. Take the quote on Swap.bz, then send BTC from Sparrow (or any other Bitcoin wallet) to the deposit address shown. No wallet connection, no account. XMR arrives at the address you pasted.
Which network do I use to receive XMR?
Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
Continue