- Indicative mid
- 1 XMR ≈ 0.007904 BTC (not a swap quote)
- XMR ≈ USD
- $637.15
- Timing
- Depends on confirmations and provider processing
- You send
- Monero (XMR)
- You receive
- Bitcoin (BTC) on Bitcoin L1
Exchange Monero for native Bitcoin without opening a balance account. Enter your XMR amount and a Bitcoin receiving address, review the quote, then follow the deposit instructions. This is a crypto-to-crypto exchange, not a withdrawal to a bank account.
The provider waits for the required Monero deposit confirmations before processing the Bitcoin payout. Completion depends on the provider and network conditions. We do not have a measured average for this pair; follow the order status instead of relying on a fixed time.
After payout, the Bitcoin side is transparent. Anyone who knows the BTC address can see the incoming amount. If you need the receive leg to stay private, swap to XMR instead, or keep BTC in a fresh wallet you do not reuse.
Fee is 0.5% Standard (1% Private Swap) plus XMR and BTC network fees. Minimums are in the live quote — they move with mempool and liquidity. Reverse route: Bitcoin to Monero.
From your Monero wallet
Send XMR from a wallet you control, such as Cake Wallet, Feather, Monero GUI. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: Monero. Monero has a single network. Main addresses start with 4, subaddresses with 8 — both work. Payout takes about 10 confirmations (roughly 20 minutes).
Receiving Bitcoin: address and network
Paste a BTC address from a wallet you control (Sparrow, Electrum, BlueWallet, Ledger or Trezor…). Payout network: Bitcoin (on-chain). Native BTC on the Bitcoin network only. Lightning invoices and wrapped bitcoin (WBTC, cbBTC, BTCB) are different assets. Set the refund address at the same time: it must be a XMR address, on the network you send from.
FAQ
XMR to BTC
How do I swap XMR to BTC without KYC?
Enter the XMR amount and your Bitcoin address, review the quote, then send XMR to the deposit address shown. Check the asset, amount and any extra deposit instructions before sending.
What is the fee to exchange XMR to BTC?
0.5% Standard or 1% Private Swap, plus Monero and Bitcoin network fees shown in the quote.
How long does a XMR to BTC swap take?
There is no measured average for this pair yet. The provider needs Monero confirmations before processing the Bitcoin payout. The order page shows progress; receiving wallets can require further confirmations.
Is swapping XMR to BTC on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your XMR deposit and sends BTC to your receiving address.
Will the Bitcoin payout be linkable to my Monero wallet?
Swap.bz does not publish a public graph of your XMR spend. The BTC output, however, is a normal Bitcoin transaction. Use a fresh BTC address if you do not want it tied to other activity you already reused.
What if my exchange only accepts BTC SegWit or Taproot?
Use a Bitcoin mainnet deposit address supplied by your receiving wallet or exchange. Check that the selected route accepts its format. If the address is rejected, contact support before sending; do not substitute an address on another network.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap XMR to BTC from Cake Wallet?
Yes, if the wallet supports the selected XMR network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive BTC?
Bitcoin (on-chain). Native BTC on the Bitcoin network only. Lightning invoices and wrapped bitcoin (WBTC, cbBTC, BTCB) are different assets.
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