Monero to Bitcoin is the cash-out pair: you convert private XMR into BTC that merchants, ATMs, and most platforms accept. No KYC on Swap.bz. You send Monero, receive native Bitcoin in any BTC address you control.
Monero confirmations set the clock (~10 confirmations, often around 20 minutes). Bitcoin payout then needs a Bitcoin-network send. Expect roughly 25–45 minutes for a Standard XMR→BTC swap in normal conditions — longer than SOL or TRON pairs, shorter than waiting on a KYC ticket.
After payout, the Bitcoin side is transparent. Anyone who knows the BTC address can see the incoming amount. If you need the receive leg to stay private, swap to XMR instead, or keep BTC in a fresh wallet you do not reuse.
Fee is 0.5% Standard (1% Private Swap) plus XMR and BTC network fees. Minimums are in the live quote — they move with mempool and liquidity. Reverse route: Bitcoin to Monero.
- Typical time
- 25–45 min Standard (Monero confirmations first)
- You send
- Monero (XMR)
- You receive
- Bitcoin (BTC) on Bitcoin L1
- Service fee
- 0.5% Standard · 1% Private Swap
- Best for
- Spending or moving value after a private hold
Why swap XMR to BTC here
Monero is hard to spend directly. Bitcoin is the opposite. This page is the non-custodial bridge: no account freeze, no “upload your passport to withdraw.” You pay the quoted amount of XMR and receive BTC at the address you pasted. For the privacy direction, use BTC→XMR.
- Cash out Monero to spendable Bitcoin without KYC
- Typical Standard time 25–45 min (XMR confirmations first)
- Payout is native BTC, not a wrapped IOU
- BTC destination is visible on-chain after the swap
XMR to BTC — FAQ
How do I swap XMR to BTC without KYC?
Open /swap/xmr-to-btc, enter the XMR amount and your Bitcoin address, then send XMR to the deposit address. No identity check.
What is the fee to exchange XMR to BTC?
0.5% Standard or 1% Private Swap, plus Monero and Bitcoin network fees shown in the quote.
How long does a XMR to BTC swap take?
Usually 25–45 minutes. Monero’s confirmation window is the slow step; Bitcoin payout adds a miner-fee send after that.
Is swapping XMR to BTC on Swap.bz custodial?
No. Deposit XMR to a one-time address and receive BTC in your wallet. Nothing is stored as a customer balance.
Will the Bitcoin payout be linkable to my Monero wallet?
Swap.bz does not publish a public graph of your XMR spend. The BTC output, however, is a normal Bitcoin transaction. Use a fresh BTC address if you do not want it tied to other activity you already reused.
What if my exchange only accepts BTC SegWit or Taproot?
Paste the exact address format that wallet generated (legacy, SegWit, or Taproot). Swap.bz pays to the address you enter — a mismatch is a wallet/settings issue, not a chain bridge to ETH or XMR.