- Indicative mid
- 1 XRP ≈ 1.632e-5 BTC (not a swap quote)
- XRP ≈ USD
- $1.31
- Timing
- See the estimate and progress on your order
- You send
- XRP on XRP Ledger
- You receive
- Bitcoin (BTC)
XRP to Bitcoin is a cross-ledger swap: XRP in, native BTC out. No account required. XRP settles quickly on the XRP Ledger; Bitcoin payout still needs a BTC L1 send.
Track the XRP deposit and BTC payout on your order page. Use an XRP address with any required destination tag exactly as your wallet or exchange shows.
Receive side must be Bitcoin (bc1, 1, or 3). XRP addresses and Bitcoin addresses are unrelated formats. If your XRP wallet requires a destination tag, enter it in the widget — Swap.bz cannot add tags you omit.
0.5% Standard / 1% Private Swap plus XRP and BTC fees. Toward stables: XRP→USDT if listed, or XRP→BTC then BTC→USDT.
The THORChain route swaps XRP to BTC through on-chain liquidity pools. Select it to check availability, the receive estimate and deposit instructions. Service fee: 1%, plus network costs. Use a wallet you control and include the required memo.
From your XRP wallet
Send XRP from a wallet you control, such as Xaman (XUMM), Ledger, Trust Wallet. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: XRP Ledger. Receiving in your own wallet needs no destination tag. If you receive on an exchange instead, the exchange requires its tag — see the XRP destination tag guide.
Receiving Bitcoin: address and network
Paste a BTC address from a wallet you control (Sparrow, Electrum, BlueWallet, Ledger or Trezor…). Payout network: Bitcoin (on-chain). Native BTC on the Bitcoin network only. Lightning invoices and wrapped bitcoin (WBTC, cbBTC, BTCB) are different assets. Set the refund address at the same time: it must be a XRP address, on the network you send from.
FAQ
XRP to BTC
How do I swap XRP to BTC without KYC?
Open /swap/xrp-to-btc, enter the XRP amount and your Bitcoin address, include any required XRP tag, send XRP to the deposit address. No account required.
What is the fee to exchange XRP to BTC?
0.5% Standard or 1% Private Swap, plus XRP and Bitcoin network fees.
How long does a XRP to BTC swap take?
The order page tracks your XRP deposit, provider processing and BTC payout. Check the estimate for your selected route.
Is swapping XRP to BTC on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your XRP deposit and sends BTC to your receiving address.
What if my XRP wallet needs a destination tag?
Enter it exactly as shown when creating the order. Deposits without required tags may not credit automatically.
Can I receive Taproot or SegWit BTC?
Yes when your wallet provides a valid Bitcoin receive address in that format.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap XRP to BTC through THORChain?
Select THORChain when a quote is available. Send XRP from a wallet you control with the required memo; the protocol swaps through on-chain pools and pays your BTC address. Service fee: 1%, plus network costs. Follow the deposit instructions; network pauses can delay swaps and refunds.
Can I swap XRP to BTC from Xaman (XUMM)?
Yes, if the wallet supports the selected XRP network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive BTC?
Bitcoin (on-chain). Native BTC on the Bitcoin network only. Lightning invoices and wrapped bitcoin (WBTC, cbBTC, BTCB) are different assets.
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