XRP destination tags
A classic r-address can be valid and still fail at an exchange if the tag is missing. The tag is not the address.
XRP Ledger payments can carry a destination tag (sometimes called a memo). Self-custodial wallets often do not need one. Custodial exchanges usually do: they share one deposit address among users and use the tag to credit the right account.
On Swap.bz, if you receive XRP at an exchange, paste the r-address and enter the tag exactly as that exchange shows. Swap.bz cannot attach a tag you did not type. If you send XRP as the deposit asset and your sending wallet asks for a tag, use only what the Swap.bz quote displays — do not invent one.
Missing tags on exchange deposits are a common failure mode. Recovery depends on that exchange’s policy, not on Swap.bz inventing a credit after the fact.
Address format
Usually r… (25–35 chars)
Tag
Numeric memo — separate field
Self-custody
Often no tag required
Exchange deposit
Tag almost always required
What to do
- 1.If receiving XRP on an exchange, copy both the address and the destination tag from that deposit screen.
- 2.Paste the address in the Swap.bz receive field. Enter the tag in the memo/tag field if the widget shows one for XRP.
- 3.If sending XRP into Swap.bz, send to the deposit address shown — add a tag only if the quote displays one.
- 4.Save the order ID before you leave the page.
Before you send
A valid r-address without the required tag may never credit on a custodial platform.
Do not reuse a tag from a previous deposit.
XRP and Bitcoin addresses are unrelated formats.