- Indicative mid
- 1 USDC ≈ 0.709023 XRP (not a swap quote)
- USDC ≈ USD
- $0.999723
- Typical time
- 5–15 min Standard
- You send
- USDC on selected network
- You receive
- XRP on XRP Ledger
USDC to XRP: stable in, XRP Ledger native out. No KYC. Pick USDC network on send; XRP receive uses r-address with optional destination tag.
Typical Standard time is about 5–15 minutes on fast USDC chains. Include XRP destination tag if your wallet or exchange requires it.
USDC on wrong chain sent to deposit fails. XRP tags omitted when required may not credit.
0.5% Standard / 1% Private Swap plus USDC and XRP fees.
From your USD Coin wallet
Send USDC from any wallet you control — MetaMask (Ethereum, Base), Phantom (Solana), Coinbase Wallet or another self-custody wallet. You never connect a wallet to Swap.bz: the widget gives you a one-time deposit address and you send USDC to it like a normal transfer. Network: several — the widget shows which one. USDC on Base, Ethereum, Solana, Polygon and Arbitrum are different networks with the same name. Check the network in the widget: Base USDC sent to an Ethereum deposit is the classic mistake.
Receiving XRP: address and network
Paste a XRP address from a wallet you control (Xaman (XUMM), Ledger, Trust Wallet…). Payout network: XRP Ledger. Receiving in your own wallet needs no destination tag. If you receive on an exchange instead, the exchange requires its tag — see the XRP destination tag guide. Set the refund address at the same time: it must be a USDC address, on the network you send from.
FAQ
USDC to XRP
How do I swap USDC to XRP without KYC?
Open /swap/usdc-to-xrp, select USDC network, include XRP tag if required, send USDC to deposit. No KYC.
What is the fee to exchange USDC to XRP?
0.5% Standard or 1% Private Swap, plus USDC and XRP fees.
How long does a USDC to XRP swap take?
Typically 5–15 minutes.
Is swapping USDC to XRP on Swap.bz custodial?
No. USDC to one-time deposit, XRP to your wallet.
Forgot destination tag?
Some XRP deposits need tags — contact support with txid if sent without required tag; recovery not guaranteed.
USDT instead of USDC?
Different token — use a USDT→XRP pair if listed.
Can I swap USDC to XRP from MetaMask (Ethereum, Base)?
Yes. Take the quote on Swap.bz, then send USDC from MetaMask (Ethereum, Base) (or any other USD Coin wallet) to the deposit address shown. No wallet connection, no account. XRP arrives at the address you pasted.
Which network do I use to receive XRP?
XRP Ledger. Receiving in your own wallet needs no destination tag. If you receive on an exchange instead, the exchange requires its tag — see the XRP destination tag guide.
Continue