- Indicative mid
- 1 USDC ≈ 0.763119 XRP (not a swap quote)
- USDC ≈ USD
- $0.999686
- Timing
- See the estimate and progress on your order
- You send
- USDC on selected network
- You receive
- XRP on XRP Ledger
USDC to XRP: stable in, XRP Ledger native out. No account required. Pick USDC network on send; XRP receive uses r-address with optional destination tag.
Track the USDC deposit and XRP payout on your order page. Include XRP destination tag if your wallet or exchange requires it.
USDC on wrong chain sent to deposit fails. XRP tags omitted when required may not credit.
0.5% Standard / 1% Private Swap plus USDC and XRP fees.
From your USD Coin wallet
Send USDC from a wallet you control, such as MetaMask (Ethereum, Base), Phantom (Solana), Coinbase Wallet. Check that it supports the network and any memo required by your order. You do not need to connect the wallet: use the deposit instructions shown after creating the order. Network: several — the widget shows which one. USDC on Base, Ethereum, Solana, Polygon and Arbitrum are different networks with the same name. Check the network in the widget: Base USDC sent to an Ethereum deposit is the classic mistake.
Receiving XRP: address and network
Paste a XRP address from a wallet you control (Xaman (XUMM), Ledger, Trust Wallet…). Payout network: XRP Ledger. Receiving in your own wallet needs no destination tag. If you receive on an exchange instead, the exchange requires its tag — see the XRP destination tag guide. Set the refund address at the same time: it must be a USDC address, on the network you send from.
FAQ
USDC to XRP
How do I swap USDC to XRP without KYC?
Open /swap/usdc-to-xrp, select USDC network, include XRP tag if required, send USDC to deposit. No account required.
What is the fee to exchange USDC to XRP?
0.5% Standard or 1% Private Swap, plus USDC and XRP fees.
How long does a USDC to XRP swap take?
The order page tracks your USDC deposit, provider processing and XRP payout. Check the estimate for your selected route.
Is swapping USDC to XRP on Swap.bz custodial?
Swap.bz does not keep an account balance for you. The selected provider or protocol processes your USDC deposit and sends XRP to your receiving address.
Forgot destination tag?
Some XRP deposits need tags — contact support with txid if sent without required tag; recovery not guaranteed.
USDT instead of USDC?
Different token — use a USDT→XRP pair if listed.
Can a provider request identity verification?
You can request a quote without an account or identity documents. A provider may still pause a flagged deposit and request information before processing or refunding it. Check the conditions of your selected route before sending.
Can I swap USDC to XRP from MetaMask (Ethereum, Base)?
Yes, if the wallet supports the selected USDC network and all required deposit fields, including a memo when shown. Review the quote, then follow the order instructions. You do not need to connect your wallet or create an account.
Which network do I use to receive XRP?
XRP Ledger. Receiving in your own wallet needs no destination tag. If you receive on an exchange instead, the exchange requires its tag — see the XRP destination tag guide.
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