Buy Monero Without KYC — BTC, USDT & USDC to XMR

After CEX delistings, “buy Monero without KYC” usually means an instant swap — not a bank wire into a Monero order book. You pick an input asset you already hold, get a live quote, send to a deposit address, and receive native XMR in a wallet you control.

Best input assets

• BTC → XMR — most searched privacy exit; plan 20–40 minutes
• USDT → XMR — stable size in, Monero out; pick the USDT network carefully
• USDC → XMR — same idea; Base/Ethereum/Solana USDC must match the widget
• ETH → XMR — when your stack is already on Ethereum

How to do it on Swap.bz

1. Open swap.bz/swap/btc-to-xmr (or USDT/USDC→XMR).
2. Paste your Monero receive address and a BTC/stable refund address.
3. Confirm the quote (0.5% Standard or 1% Private).
4. Send exactly the deposit amount shown.
5. Wait for Complete on the order page — Monero needs ~10 confirmations (~20 min).

Fees and honesty

Swap.bz publishes 0.5% Standard / 1% Private. Network fees are extra. We are listed on KYCnot.me under a Rare KYC profile: no signup wall, but liquidity partners can pause a flagged deposit. That is better than fake “guaranteed never KYC” marketing.

Common mistakes

• Pasting a Bitcoin or Ethereum address in the XMR field
• Sending USDT on the wrong network vs the deposit screen
• Expecting CEX-speed settlement on BTC→XMR
• Using an exchange XMR deposit that no longer accepts Monero