People searching for a “FixedFloat swap” usually want an instant, no-account crypto exchange. This is not a “Swap.bz wins everywhere” page. FixedFloat and Swap.bz overlap on instant swaps and diverge on rails and fee presentation.
Fees
Swap.bz shows 0.5% Standard and 1% Private as a service fee plus network costs in the quote. FixedFloat uses floating or fixed quotes where the spread is the fee. For a given BTC→USDT size, either side can show the better receive amount. Compare that number, not the marketing.
Assets and networks
- Swap.bz: BTC, ETH, SOL, XMR, USDT/USDC on multiple named networks, 100+ majors.
- FixedFloat: Bitcoin-heavy, Lightning, a practical CEX-alternative set.
- Swap.bz weakness: not a Lightning-first product.
- FixedFloat weakness: not the place we would send someone first for USDC Base → SOL explainers.
Speed
Fast-chain Swap.bz Standard routes can finish in minutes. BTC and XMR wait on confirmations (often 20–40 minutes on BTC→XMR). Private Swap is typically 15–45 minutes. FixedFloat speed follows the same chain physics on on-chain legs; Lightning can be faster when both sides are Lightning.
Support and operations
Swap.bz support is Telegram-first. Status, delays and refunds are documented at /status — no fake uptime badge. Refunds go to the refund address on the deposit asset/network. FixedFloat has its own order and refund rules; read theirs before you send.
Pick
- Lightning BTC → FixedFloat is the default hypothesis.
- XMR, Base USDC, Telegram bot, published 0.5%/1% → quote Swap.bz.
- Always send only the network printed on the deposit screen.
Frequently asked questions
Looking for a FixedFloat swap with clearer fees?
Swap.bz publishes 0.5% Standard / 1% Private in the widget. FixedFloat embeds the cut in floating or fixed quotes. Compare the receive amount for your pair — that number decides.
Can I do a FixedFloat-style instant swap on Swap.bz?
Yes. Open swap.bz/swap, pick your pair, review the live quote, send to the deposit address, receive in your wallet. No account. Telegram: @SwapbzBot.
Which is more private?
Both can run without an account. Swap.bz pays native XMR and offers Private Swap (1%) for extra hops. FixedFloat is strong on BTC rails. Neither is a legal anonymity guarantee. Partner AML can still pause a deposit.
Do I need KYC on either?
Neither requires ID to create a typical instant quote. Automated screens still exist. A flagged transfer can delay payout or refund.