This is not a “Swap.bz wins everywhere” page. FixedFloat and Swap.bz overlap on instant, non-custodial-style swaps and diverge on rails and fee presentation.
Fees
Swap.bz shows 0.5% Standard and 1% Private as a service fee plus network costs in the quote. FixedFloat uses floating or fixed quotes where the spread is the fee. For a given BTC→USDT size, either side can show the better receive amount. Compare that number, not the marketing.
Assets and networks
- Swap.bz: BTC, ETH, SOL, XMR, USDT/USDC on multiple named networks, 100+ majors.
- FixedFloat: Bitcoin-heavy, Lightning, a practical CEX-alternative set.
- Swap.bz weakness: not a Lightning-first product.
- FixedFloat weakness: not the place we would send someone first for USDC Base → SOL explainers.
Speed
Fast-chain Swap.bz Standard routes can finish in minutes. BTC and XMR wait on confirmations (often 20–40 minutes on BTC→XMR). Private Swap is typically 15–45 minutes. FixedFloat speed follows the same chain physics on on-chain legs; Lightning can be faster when both sides are Lightning.
Support and operations
Swap.bz support is Telegram-first. Status, delays and refunds are documented at /status — no fake uptime badge. Refunds go to the refund address on the deposit asset/network. FixedFloat has its own order and refund rules; read theirs before you send.
Pick
- Lightning BTC → FixedFloat is the default hypothesis.
- XMR, Base USDC, Telegram bot, published 0.5%/1% → quote Swap.bz.
- Always send only the network printed on the deposit screen.
Frequently asked questions
Which is more private?
Both can run without an account. Swap.bz pays native XMR and offers Private Swap (1%) for extra hops. FixedFloat is strong on BTC rails. Neither is a legal anonymity guarantee. Partner AML can still pause a deposit.
Do I need KYC on either?
Neither requires ID to create a typical instant quote. Automated screens still exist. A flagged transfer can delay payout or refund.