# Swap Monero without KYC

> Buy or cash out native XMR from BTC, ETH, SOL, LTC and USDT. No account. The quote shows the amount before you send.

Canonical: https://swap.bz/swap-monero
Source: Swap.bz — https://swap.bz

Most custodial platforms restricted or delisted Monero. Swap.bz still runs the pair: send a public-chain coin, receive native XMR in a wallet you control — or cash XMR out to BTC, ETH or USDT. No account to quote.

BTC→XMR is typically 20–40 minutes (Bitcoin plus ~10 Monero confirmations). ETH or USDT on a fast network to XMR is often 20–35 minutes. The live quote is the amount you accept before you send.

XMR addresses start with 4 or 8 — never a Bitcoin, Ethereum or exchange-memo address. Standard (0.5%) already pays native Monero. Private (1%) adds hops if you also want a less direct path from the deposit. Partners may still pause a flagged transfer.

## Key facts

- **Service fee:** 0.5% Standard · 1% Private Swap
- **Typical BTC → XMR:** 20–40 minutes
- **Receive asset:** Native XMR (not wrapped)
- **Account / KYC:** None to create a quote

## Pairs on this route

- [BTC → XMR](https://swap.bz/swap/btc-to-xmr): Main privacy exit from Bitcoin
- [XMR → BTC](https://swap.bz/swap/xmr-to-btc): Cash out to spendable BTC
- [ETH → XMR](https://swap.bz/swap/eth-to-xmr): Leave a transparent EVM chain
- [USDC → XMR](https://swap.bz/swap/usdc-to-xmr): Stable → native Monero — pick USDC network
- [USDT → XMR](https://swap.bz/swap/usdt-to-xmr): Buy XMR from Tether — pick the USDT network
- [SOL → XMR](https://swap.bz/swap/sol-to-xmr): Fast send, Monero confirmations on payout
- [LTC → XMR](https://swap.bz/swap/ltc-to-xmr): Litecoin to native Monero
- [XRP → XMR](https://swap.bz/swap/xrp-to-xmr): XRP Ledger to native Monero
- [XMR → DOGE](https://swap.bz/swap/xmr-to-doge): Monero out to Dogecoin

## Before you send

- Send XMR to a Monero wallet you control (Cake, Feather, official GUI/CLI). Many KYC exchanges no longer accept XMR deposits — check first.
- The refund address must be the same asset and network as the deposit. Set it at quote time.
- On Standard and Private a liquidity partner can pause a flagged deposit. Keep the order ID; support can pick up from there. Want no partner at all? Use the THORChain route: /thorchain-swap.

## FAQ

### Do I need Private Swap to receive private Monero?

No. Receiving XMR already hides amounts and addresses on the Monero chain. Private Swap adds hops before payout. Use it if you also want a less direct path from the deposit asset.

### Why is BTC to XMR slower than SOL pairs?

Bitcoin blocks and Monero confirmations. Fast chains do not apply on both legs. The live quote still shows the amount before you send.

### Can I withdraw XMR to Binance or Coinbase?

Only if that platform still accepts Monero — many do not. Prefer a self-custodial XMR wallet and verify the deposit asset first.

### Can I buy XMR with USDC on Base?

Yes. Open USDC → XMR, select USDC · Base, paste a native Monero address, then send. Wrong USDC network to the deposit can lose funds.

### Where is the step-by-step BTC → XMR guide?

See the blog guide How to swap BTC to XMR privately, or open /swap/btc-to-xmr for the live quote.